GEM Planning Pty Ltd ABN 15 112 148 366 and David James, Joleen Moore, Ben Hilliard and Simon James, are Authorised Representatives of AMP Financial Planning Pty Limited. This email contains general information only. It does not take into account your objectives, financial situation or needs. Please consider the appropriateness of the information in light of your personal circumstances. If you decide to purchase or vary an AMP product, your financial planner, AMP Financial Planning Limited and other companies within the AMP group will receive fees and other benefits, which will be a percentage of either the premium you pay or the amount you invest. You can ask us for more details about this.
